Stop Loss Insurance

Voya™ Employee Benefits, backed by the financial strength of its insurers ReliaStar Life Insurance Company and ReliaStar Life Insurance Company of New York, has been a solid player in the Stop Loss market for more than 25 years. Our approach is to offer flexible solutions, superior customer service and hands-on involvement in underwriting, risk management, claims and administration. We offer two types of stop loss insurance - Individual Stop Loss and Aggregate Stop Loss - as well as flexible funding alternatives.

At Voya Employee Benefits, our Stop Loss products protect employers with self-funded health plans from unexpected or catastrophic health claims, thus limiting risk while maintaining the advantages of self-funding. Our Individual Stop Loss product limits employer liability to a specific dollar amount per covered life. Our Aggregate Stop Loss product limits employer liability to a specific dollar amount in aggregate for the whole group.