Supplemental Health Products

Supplemental insurance products are limited benefit policies that work in conjunction with your health insurance. They offer added protection when life throws an unexpected illness or accident your way.

• Critical illness insurance pays a one-time, lump sum benefit amount upon the diagnosis of a covered illness or condition. These illnesses – things like heart attacks and strokes – can derail your life. They can keep you from working. They can make it difficult to do the simple things that you take for granted every day. Critical illness insurance can help you get your life back on track as you recover.
• Accident insurance works in a similar fashion, paying a specified amount after you suffer a covered accident. You can’t prepare for an accident – but you can prepare for its aftermath.

You can use the benefits from these products in any way you see fit – for example: co-pays, deductibles, child care, housecleaning, groceries, utilities… any purpose that can help you meet your personal, financial, or household needs.

Employee Benefits insurance products and services in the U.S. are provided by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the ING U.S. family of companies. Product availability and specific provisions may vary by state.