Indexed Universal Life Insurance

Indexed Universal Life Insurance

Imagine adding a turbo-charged engine to your car’s bells and whistles. That will give you a feel for what Indexed Universal Life (IUL) insurance is like compared to traditional term and universal life insurance. Indexed Universal Life Insurance is a form of universal life insurance that provides death benefit protection but offers the opportunity to build cash value through index crediting potential based, in part, on a portion of the increases, if any, of one or more stock market indexes.

Many IUL products may also offer protection from downside risk through a minimum guaranteed interest rate guaranteed by the issuing insurance company.

Call an ING Insurance Professional to help determine if Indexed Universal Life Insurance makes sense for you and your family:



ING Life Companies' Indexed Universal Life Product Details

The ING Life Companies offer the following indexed universal life insurance products:

ING Indexed Universal Life-Global

ING Indexed Universal Life-Global Choice

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Need help with an ING Life Companies' Life Insurance policy? Call 877-886-5050 for customer service.

Need assistance with an ING Life Companies' Life Insurance claim? Call 888-238-4840 for claims.


Life insurance products are issued by ReliaStar Life Insurance Company (Minneapolis, MN), ReliaStar Life Insurance Company of New York (Woodbury, NY) and Security Life of Denver Insurance Company (Denver, CO). Within the state of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. All are members of the ING U.S. family of companies.