Term Life Insurance

Term Life Insurance

If you’re just starting a family, or just purchased a home, a rising priority for you may be the prospect of providing for your loved ones in the event of an untimely death. For paying off a mortgage or taking care of other debts, term life insurance is a great option. It is generally the most affordable type of life insurance and provides pure death benefit protection – a fixed death benefit payout if you pass away within the “term” of the contract.

And if you don’t like the idea of paying premiums for something you may never have to use, consider return-of-premium-type products –where you typically get back the premiums you pay if you outlive the “term.” Plus a variety of other life insurance products like universal life, indexed universal life, and variable universal life insurance to offer opportunities to build cash value in your policy.

ING Life Companies' Term Life Product Details

The ING Life Companies offer the following term life insurance products:

ING TermSmart ING ROP Endowment Term

How much coverage do you need?

If you're not sure about the amount of coverage, find out how much you might need using our online calculator, or by exploring our Term Education Brochure:

 How much life insurance do you need? Term Education Brochure

When you're ready to get started, use our Quick Quote Tool to get a personalized term life insurance quote:

 Term Life Insurance Quick Quote
Learn More About Life Insurance

ING For Life

Visit INGForLife.com for an educational guided tour that allows you to learn more about life insurance at your own pace.

Related Life Insurance Articles


Need help with an ING Life Companies' Life Insurance policy? Call 877-886-5050 for customer service.

Need assistance with an ING Life Companies' Life Insurance claim? Call 888-238-4840 for claims.


Life insurance products are issued by ReliaStar Life Insurance Company (Minneapolis, MN), ReliaStar Life Insurance Company of New York (Woodbury, NY) and Security Life of Denver Insurance Company (Denver, CO). Within the state of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. All are members of the ING U.S. family of companies.