Special Needs Planning

Special Needs Planning

So, you’ve established a beautiful life for yourself, your spouse, and your children.  Still life poses many questions.  One of your children has a special needs disability and qualifies for government assistance.  Sure, financially, everything may be under control now, but what about when you pass?  Who will support your child’s needs?

Have you considered speaking to an ING professional about a Special Needs Trust or how a life insurance death benefit can be an appropriate solution?  Maybe you should.  It could be your best decision yet. 

Special Needs Trusts can be:

• funded by a life insurance death benefit
• designed to provide long-term financial security for disabled family members
• set up properly to pay some benefits to disabled beneficiaries without triggering a disqualification of benefits from government programs