Separate Account Annual Reports

The following are copies of ING's 2012 separate account annual reports; these separate accounts have been established to support the operations of ING's family of companies. Each book contains the audited financial statements for these separate accounts, which include the statements assets and liabilities, the statements of operations, and the statements of changes in net assets.

You should consider the investment objectives, risks, and charges and expenses of the variable product and its underlying fund options carefully before investing. The prospectuses contain this and other information, can be obtained by contacting your local representative. Please read the information carefully before investing.

ING Life Insurance and Annuity Company Separate Acct B

ING Life Insurance and Annuity Company Separate Acct I

ING USA Annuity and Life Insurance Company Separate Acct B

ING USA Annuity and Life Insurance Company Separate Acct EQ

ReliaStar Life Insurance Company of New York Separate Acct NY-B

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