Term Life Insurance
When you bought your first car, you probably bought the economy version vs. the deluxe model. In comparison, term life insurance is the base model of life insurance. It’s generally the most affordable type of life insurance and delivers pure death benefit protection – a fixed level of death benefit coverage for a specified number of years (“term”). This can be ideal for covering temporary needs like paying off a mortgage or other debts in the event of an untimely death.
Another type of term life insurance which has gained in popularity recently is a policy with a premium endowment feature. If you don’t like the idea of paying premiums for something you may never have to use, then consider these return-of-premium-type products -- you typically get back the premiums you pay if you outlive the “term.”
How much coverage do you need?
If you're not sure about the amount of coverage, find out how much you might need using our online calculator, or by exploring our Term Education Brochure:
 How much life insurance do you need?
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Term Education Brochure |
When you're ready to get started, use our Quick Quote Tool to get a personalized term life insurance quote:
| Term Life Insurance Quick Quote
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ING Life Companies' Term Life Product Details
The ING Life Companies offer the following term life insurance products:
| ING TermSmart | ING ROP Endowment Term |
| Learn More About Life Insurance |
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Visit INGForLife.com for an educational guided tour that allows you to learn more about life insurance at your own pace.
Life Insurance Articles
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Life insurance products are issued by ReliaStar Life Insurance Company (Minneapolis, MN), ReliaStar Life Insurance Company of New York (Woodbury, NY) and Security Life of Denver Insurance Company (Denver, CO). Within the state of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. All are members of the ING family of companies.
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