Variable Investment Options

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American Funds Top of Page

Investment Options

Prospectus

Statement of Additional Information

American Growth Fund-Class 2

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American Growth-Income Fund-Class 2

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American International Fund-Class 2

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BLACKROCK VARIABLE SERIES FUNDS INC. Top of Page

Investment Options

Prospectus

Statement of Additional Information

BlackRock Global Allocation V.I. Fund Class III

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FIDELITY Top of Page

Investment Options

Prospectus

Statement of Additional Information

Fidelity VIP Contrafund Portfolio - Initial Class

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Fidelity VIP Contafund Portfolio - Service Class

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Fidelity VIP Equity-Income Portfolio - Initial Class

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Fidelity VIP Equity Income Portfolio - Service Class

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ING INVESTORS TRUST Top of Page

Investment Options

Prospectus

Statement of Additional Information

ING BlackRock Large Cap Growth Portfolio-Class I

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ING DFA Global Allocation Portfolio - Class I

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ING Wells Fargo Health Care Portfolio Class I

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ING Wells Fargo Omega Growth Portfolio - Class I

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ING FMR(sm) Diversified Mid Cap Portfolio-Class I

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ING DFA Global All Equity Portfolio - Class I

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ING Franklin Templeton Founding Strategy Portfolio-Class I

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ING Clarion Global Real Estate Portfolio - Class S

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ING Global Resources Portfolio-Class I

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ING JP Morgan Small Cap Core Equity Portfolio-

Class I

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ING Artio Foreign Portfolio - Class I

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ING Limited Maturity Bond Portfolio-Class S

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ING Liquid Assets Portfolio-Class I

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ING Liquid Assets Portfolio - Class S

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ING Marsico Growth Portfolio-Class I

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ING Marsico International Opportunities Portfolio-

Class I

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ING MFS Total Return Portfolio-Class I

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ING MFS Utilities Portfolio-Class I

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ING MFS Utilities Portfolio-Class S

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ING PIMCO Total Return Bond Portfolio - Class I

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ING Pioneer Fund Portfolio-Class I

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ING Retirement Growth Portfolio - Class I

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ING Retirement Moderate Portfolio - Class I

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ING Retirement Moderate Growth Portfolio - Class I

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ING U.S. Stock Index Portfolio - Class I

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ING T. Rowe Price Capital Appreciation Portfolio-

Class I

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ING T. Rowe Price Equity Income Portfolio- Class I

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ING Van Kampen Growth and Income Portfolio -Class S

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ING Wells Fargo Small Cap Disciplined Portfolio -Class I

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ING Wells Fargo Small Cap Disciplined Portfolio -Class S

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ING PARTNERS, INC. Top of Page

Investment Options

Prospectus

Statement of Additional Information

ING Baron Small Cap Growth Portfolio-

Initial Class

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ING Columbia Small Cap Value Portfolio-

Initial Class

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ING JP Morgan Mid Cap Value Portfolio-Initial Class

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ING Oppenheimer Global Portfolio-Initial Class

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ING Oppenheimer Global Strategic Income Portfolio-Service Class

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ING Pioneer High Yield Portfolio-Initial Class

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ING T. Rowe Price Diversified Mid Cap Growth

Portfolio-Initial Class

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ING UBS U.S. Large Cap Equity Portfolio-Initial Class

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ING Van Kampen Comstock Portfolio-Initial Class

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ING Van Kampen Equity and Income Portfolio-Initial Class

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ING VARIABLE FUNDS Top of Page

Investment Options

Prospectus

Statement of Additional Information

ING Balanced Portfolio - Class I

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ING Growth and Income Portfolio - Class I

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ING Index Plus LargeCap Portfolio - Class I

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ING Index Plus MidCap Portfolio - Class I

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ING Index Plus SmallCap Portfolio - Class I

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ING Intermediate Bond Portfolio - Class I

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ING International Index Portfolio - Class S

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ING Russell Large Cap Growth Index Portfolio - Class I

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ING Russell Large Cap Value Index Portfolio - Class I

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ING Russell Large Cap Index Portfolio-Class I

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ING Russell Mid Cap Growth Index Portfolio - Class I

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ING Russell Small Cap Index Portfolio-Class I

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ING Small Company Portfolio - Class I

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ING Small Company Portfolio - Class S

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ING SmallCap Opportunities Portfolio - Class I

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ING U.S. Bond Index Portfolio-Class I

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NEUBERGER BERMAN Top of Page

Investment Options

Prospectus

Statement of Additional Information

Neuberger Berman AMT Socially Responsive Portfolio-Class I

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CN68372099999