Working With a Professional

Working With a Professional
Working With a Professional — Getting the guidance you need


Getting the guidance you need

Developing financial strategies, planning for retirement and picking investments are activities that many people just don’t feel qualified to tackle: so asking a professional for help may be a good idea. Picking a financial professional is like picking an accountant or a doctor—you’ll want to find someone you feel comfortable with and who understands your specific needs and concerns.

Find a financial professional you are comfortable with and who understand your specific needs and concers

You’ll want to do more than just take a recommendation from a friend or relative, although those may be good places to start. Once you’ve found several prospects, conduct an interview just like an employer. After all, you’re hiring this person to help you manage your money and future financial well-being.

You want to thoroughly understand his or her approach to financial planning. Does she take a holistic view or narrower focus on specific objectives? Qualifications are a big deal because financial professionals have an alphabet soup of licenses and registrations.

Like anything in life, you get what you pay for with a financial professional. There are different ways they get compensated, from hourly fees to a percentage of assets to product commissions. One method may work better for you than another so during your interviews, ask how they get paid.

Plan with us

In a recent study, people who worked with a financial professional reported feeling 60% more confident in their financial future.1 If you’re ready to get a plan together and take control of your future, contact an ING Retirement Consultant.

1 2011 participant survey conducted by ING Retirement Research Institute; employees reported feeling up to 60% more confident about their financial future after spending “some” to “a lot” of time with a financial professional.