Insurer / Investor Disclosure

Insurance and annuity products are issued by the following ING life insurance companies.

ReliaStar Life Insurance Company1,2

ReliaStar Life Insurance Company of New York*2,3

Security Life of Denver Insurance Company2

ING Life Insurance and Annuity Company1*

ING USA Annuity and Life Insurance Company3

All guarantees are based on the financial strength and claims paying ability of the issuing insurance company, who is solely responsible for all obligations under its policies.

For additional information about the ING life insurance companies listed above (including addresses, NAIC number, state of incorporation and license status) please click here.

* Within the state of New York, only ReliaStar Life Insurance Company of New York and ING Life Insurance and Annuity Company are admitted and their products issued

1 Variable annuity products are distributed by ING Financial Advisers, LLC, (member SIPC), One Orange Way, Windsor, CT 06095-4774.  Securities may also be distributed through other broker-dealers with which ING Financial Advisers, LLC has selling agreements.

2 Variable universal life insurance products are distributed by ING America Equities, Inc., 1290 Broadway, Denver CO 80203.

3 Variable annuities are distributed by Directed Services, Inc., 1475 Dunwoody Drive, West Chester, PA, 19380.

Mutual Funds:

Mutual funds are offered by Voya Investments Distributor, LLC., member FINRA/SIPC, 7337 E Doubletree Ranch Road, Scottsdale AZ 85258 (800) 992-0180.

Variable/registered insurance products and mutual funds are sold by prospectus only. Before investing, carefully consider the investment objectives, risks, and charges and expenses of mutual funds and variable insurance products and their underlying variable investment options. This and other information is contained in the prospectuses for mutual funds and variable insurance products and the underlying variable investment options. Obtain these prospectuses from your agent/registered representative or contact the appropriate distributor listed above. You should read the prospectus carefully before investing.

Life insurance, annuities and other retirement products offered by insurance companies are products of the insurance industry.  They are not deposits in, obligations of, or guaranteed by a bank or any other financial institution and are not insured by the FDIC or any other federal government agency.

Investment products, including variable insurance products, are subject to investment risk including the possible loss of principal, are not guaranteed and will fluctuate in value.  In addition, there is no guarantee that any investment product, including any variable investment option, will meet its stated objective.