Life Insurance
Who we are
- Security Life of Denver Insurance Company
- ReliaStar Life Insurance Company
- ReliaStar Life Insurance Company of New York
The ING US life insurance companies trace their roots back to 1885. We have a long history of competitive products and superior service. Coupled with ING’s innovation, our family of life companies provides financial solutions to help producers and consumers succeed.
What we do
- Serve our Clients by providing valuable life insurance protection and exceptional customer service.
- Support our Independent Agents with competitive products, efficient operations and outstanding sales support that will help them grow their business.
- Provide Innovative Life Insurance Solutions for the long haul.
As an industry leader in innovative life insurance products, we provide:
- Tailored life insurance solutions for individuals, professionals and businesses
- A focus on retirement planning, executive benefits, business continuation, and wealth transfer
- Individual and second-to-die universal life insurance products offering death benefit guarantee protection as well as the potential for cash accumulation
- Indexed universal life products offer a guaranteed minimum interest rate and feature an indexed strategy to assist with long-term cash accumulation
- Competitive variable universal life insurance and a Guaranteed Death Benefit Rider
- Guaranteed-rate term insurance products as well as return of premium term
- Flexible underwriting
- Responsive quality customer service
All guarantees are based on the financial strength and claims-paying ability of the issuing insurance company, who is solely responsible for all obligations under its policies.
Financial strength ratings for the ING Life Companies (current as of 10/27/09)
| Company | A.M. Best | Fitch | Moody's | Standard & Poor's |
|---|---|---|---|---|
ReliaStar Life Insurance Company |
A |
A- |
A2 |
A+ |
ReliaStar Life Insurance Company of New York |
A |
A- |
A2 |
A+ |
Security Life of Denver |
A |
A- |
A2 |
A+ |
A.M. Best Company assigns ratings from A++ to F based on a company's financial strength and ability to meet obligations to contract holders. A (Excellent) is the 3rd highest of 15 ratings.
http://www.ambest.com
Fitch assigns ratings from AAA to C based on company’s financial strength. A- (Strong) is the 7th highest of 19 ratings.
http://fitchratings.com
Moody's Investor Service (Moody's) assigns ratings from Aaa to C based on a company’s financial security. A2 (Good) is the 6th highest of 21 ratings.
http://moodys.com
Standard & Poor's assigns ratings from AAA to CC based on a company's financial security. A+ (Strong) is the 5th highest of 20 ratings.
http://www.standardandpoors.com
In the U.S., ING has a strong presence and a solid reputation in its core business lines:
- Life Insurance
- Annuities
- Mutual Funds
- Retirement Plans
- Employee Benefits
- Direct Banking
- Financial Planning
ING size
ING is a global financial services leader with:
- More than 85 million Private, Corporate and Institutional Clients
- Over 105,000 Employees
- Over $362 Billion of Assets Under Management
- $1,236 Billion in Total Global Assets
- Operations in over 40 Countries
Sales. Solutions. And so much more.
We can help you build your life business.
- The leading ING Presents illustration software, our unique Life Insurance Capacity Calculator, and quotes on-the-go with our Mobile App are just the tip of the iceberg of innovative tools we offer.
- The interactive ING For LifeSM tool is a fun, easy way to educate and guide your clients through the life insurance process.
- Our Life Sales Support Group offers a variety of sales concepts designed to meet the planning needs of specific target markets. With expert advanced case design and innovative sales tools, ING helps you develop and then close the sale.
- Competitive and innovative “Term Story” featuring speedy online processing, instantaneous illustration capabilities, and personalized marketing support to help you grow your term business.
- Access FREE personalized email and print templates via the ING Life PromoCenter.
- Jumbo limit of $65 million and an automatic binding capacity of up to $65 million.
- American Funds, BlackRock, T. Rowe Price, and Franklin Templeton are just some of the excellent funds in our VUL line-up.
Before investing, your clients should carefully consider their need for life insurance coverage and the charges and expenses of the variable universal life insurance policy. They should also carefully consider the investment objectives, risks, fees and charges of each underlying variable investment option. This and other information is contained in the prospectuses for the variable universal life insurance policy and the underlying variable investment options. Your clients can obtain these prospectuses from you or by calling 877-253-5050 and they should read them carefully before investing.
Variable insurance products are not guaranteed, are subject to investment risk, and will fluctuate in value. In addition, there is no guarantee that any variable investment option will meet its stated objective. All guarantees are based solely on the financial strength and claims-paying ability of the issuing insurance company, which is solely responsible for the obligations under its policies.
Variable universal life insurance products are issued by ReliaStar Life Insurance Company (Minneapolis, MN), ReliaStar Life Insurance Company of New York (Woodbury, NY) and Security Life of Denver Insurance Company (Denver, CO) and distributed by ING America Equities, Inc. Within the state of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. All are members of the ING family of companies.
Where to learn more
For any comments, questions, or needs please call Life Sales Support:
1-866-ING-SELL (1-866-464-7355)
Also, feel free to visit our website: www.inglifeinsurance.com
