Glossary

income
Your total taxable earnings.
index annuity
An insurance contract that allows you to participate in a portion of stock market gains while staying protected from stock market losses. Methods by which interest is credited to an account may be complex and index annuitiesAn insurance contract that allows you to participate in a portion of stock market gains while staying protected from stock market losses. Methods by which interest is credited to an account may be complex and index annuities may not be suitable for all investors. Guarantees are backed by the claims-paying ability of the issuing insurance company. may not be suitable for all investors. Guarantees are backed by the claims-paying ability of the issuing insurance company. See also: annuity Synonyms: (IA), IA, index annuities, Index Annuities
inflation risk
The likelihood of decreases in the purchasing power of your dollar over time.
IRA
Individual Retirement Accounts (or IRAs) are set up and owned directly by you. Tax benefits, contribution limits, and distribution rules vary by age and type of IRA. These include both Traditional (where taxes are deferred until the money is withdrawn) and Roth (where taxes are taken out up front). Synonyms: (IRA), Individual Retirement Account, Individual Retirement Accounts

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