Glossary

last will and testament
A legal document that defines how your assets will be distributed once you pass on.
life insurance
A contract between you and an insurance company where in exchange for predetermined premiums the insurer pays an amount of money to a person or people of your choosing once you pass on.
living will
A legal document that states your medical wishes if you are no longer capable of making decisions for yourself.
long term care insurance
Provides coverage for your needs if you become infirmed and need additional assistance — can include in-home care, assisted living or nursing homes.
longevity risk
The risk of outliving your savings.

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