Why and how do people - investors and those who do not invest - make the decisions that can be so important to their future retirement preparedness?
The ING Retirement Research Institute explores these questions to help gain a deeper understanding about what motivates people to save or not to save and whether there are demographic and employment factors we need to consider in motivating improved retirement behaviors - and potential retirement results.
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Participant Preferences in Target-Date Funds Examining perceptions and expectations among Target-Date Users and Non-Users |
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What About Women (and Retirement)? New “Retirement Revealed” data looks at women’s retirement planning and financial situations, with additional insights based on age, marital status… and a special report about women currently raising children. |
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Retirement in Review: 2010 ING examines retirement investors in private and public sector Defined Contribution plans, looking at recent account experience, loan and hardship withdrawal patterns and investor demographics. |
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Public Pensions in Focus Never before has the future of public pension plans received so much attention, and often the discussion is charged with emotion, points-of-view and politics. New study from the Institute examines the high level situation, and offers tools to help stakeholders review, analyze and document specific situations with an unbiased- solution-neutral presentation. |
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Retirement Income With employer-sponsored Defined Contribution (DC) plans, the obvious goal of participating – creating retirement income – is seldom considered as part of the plan’s enrollment process, investment options, ongoing communications and often retiree and pre-retiree services. New research discusses expressed consumer interest in and need for a “next generation” solution that encompasses both investment and income planning. |
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Culture Complex New “Retirement Revealed” study offers important insights about how cultural differences in various financial and retirement investment behaviors, confidence , situations and attitudes. |
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Mapping the Mindset Mapping The Mindset of the Retirement Consumer |
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Shining a New Light on Retirement New study examines the new dynamics of retirement savings in light of increased individual responsibility, and retirement consumers’ desires for more information, guidance and services.
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Public Employees in Focus New insights into the motivations and mindsets of state and local government employees. |
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Value of Advice New study demonstrates that working with an advisor may result in increased retirement savings, discretionary income and retirement confidence. |
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"Training" for Retirement Research indicates that many Americans may not be adequately preparing for the longest race of their life - retirement. |
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ING Educator's Economic Index How do educators feel about their retirement readiness? How do they make financial decisions? |
