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Publications

White papers, executive summaries, articles and more offer in-depth analysis of retirement consumer attitudes and behaviors, as well as important insights for employers and advisors who strive to offer effective, efficient retirement programs.

Previous publications: 2009 Archive, 2008 Archive, 2007 Archive


White Paper

White PaperFull report, looks at all employer sectors: Small-mid Private, Large Private, Government, Healthcare, K-12 Education and Higher Education

Public Sector Report

Public SectorSubset focuses on Government, Higher Education, K-12 Education and Healthcare employer plans and participants

Government Report

Government ReportCompares participants in Government employer-plans with overall Defined Contribution participant experience / universe

Higher Education Report

Higher Education ReportCompares participants in Higher Education employer-plans with overall Defined Contribution participant experience / universe

Government Info-Poster

Government Info PosterPoster / flyer offers “at-a-glance” summary of Government participants

Higher Education Info-Poster

Higher Education Info PosterPoster / flyer offers “at-a-glance” summary of Higher Education participants

White Paper

Redefining Retirement Readiness White PaperIn-detail findings

 

vInfographics: What do you know about retirement

Redefining Retirement Readiness InfographicCompares knowledge about retirement planning to other common planning and lifestyle activities

Infographic: Time to Spend

Redefining Retirement Readiness InfographicCompares time people spend on retirement to time spent on other activities / goals.

Infographic: Gut Instincts

Redefining Retirement Readiness InfographicDemonstrates how people trust their own instincts less for retirement planning than many other activities and many other situations

Infographic: Retirement is #1

Redefining Retirement Readiness InfographicRetirement is more important – for more people – than any other savings goal

Infographic: The Power of Words

Redefining Retirement Readiness Infographic“Retirement” can evoke a mixed bag of emotions – from a word association standpoint

Infographic: Living on the Edge

Redefining Retirement Readiness InfographicMost people are comfortable with everyday financial obligations – and much less so about long-term planning or unexpected setbacks.

White Paper / Report

Infographic: Bonds of Love

 

In-detail findings

Shows how marriage can impact financial and savings status (for the better).

Infographic: Women, Marriage and Retirement

Infographic: Married Savers Behaving Better

Looks at women’s retirement savings by marital status, and compares retirement knowledge between the genders, by marital status.

Explores marital status, and gender, for critical savings behaviors and confidence indicators.

Infographic: Safety Net Strongest for Married

Demonstrates how married workers are more likely to have financial safety nets, and to have bigger financial safety nets, than singles or divorced

 

White Paper


Advisor Value White PaperIn-detail findings

Infographic:  Who Uses an Advisor

Advisor Value InfographicDemographic breakouts of groups most and least likely to consult a financial advisor

Infographic:  Value of An Advisor Over Time

Advisor Value 2 Percent InfographicDemonstrates potential compounding over the longer term of an increased retirement contribution

 

ING State of Savings

State of Savings StudyDownload a more detailed set of comparisons

The State (and Region) of Savings

State Research SupplementSpecial report explores the effects of geography - state and region - on ability to save

Infographic

InfographicQuick facts about most and least likely states on key savings and spending dimensions

PEERing into Retirement

Peer Comparison ChartSupplemental report describes survey about peer comparison and savings

White Paper
/ Report

Infographic
Generational
Gender Gap:
Income and Education

Infographic
Disappearing
Pensions

Infographic
Generation Y / Millennials

Infographic
Generation X

Infographic
Baby Boomers

Infographic
Matures

 

 

"Lessons Learned in Higher Education" White Paper

Lessons Learned in Higher Education White Paper / Report

"Lessons Learned in Higher Education" Summary

Study Summary

 

vWhat About Women (and Retirement) White Paper / Report

What about women white paper

vMom’s Retirement White Paper / Report

What About Women Moms Report

vParticipant Preferences in Target-Date Funds White Paper

target date funds white paper

White paper provides complete study details

 

vParticipant Preferences in Target-Date Funds Executive Summary

target date funds executive summarySummarizes highlights of the study

vNew "Retirement Revealed" study white paper offers important insights.


Culture Complex White PaperWhite paper provides complete study details.

vCulture Complex African American Fact Sheet

Culture Complex African American Fact Sheet

Fact sheets offer highlights of results for African Americans.

 

vCulture Complex Asian Fact Sheet

Culture Complex Asian Fact Sheet

Fact sheets offer highlights of results for Asians

 

vCulture Complex Hispanic Fact Sheet

Culture Complex Hispanic Fact Sheet

Fact sheets offer highlights of results for Hispanics

 

vIn it for Life: Helping Retirement Participants Turn Investments Into Income. 

public pension summary thumb

White paper provides complete study details.

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vNot so Obvious:  Turning investment into income.  

public pension checklist thumb

Executive Summary / article about study highlights

 

vRetirement Resolutions Executive Summary


Document offers highlights supporting ING’s Retirement Resolutions year-end recommendations

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vPublic Pensions in Focus" White Paper


public pension whitepaper thumbWhite paper provides complete study details.

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v"Public Pensions in Focus" Summary


public pension summary thumbSummary provides an executive summary of the study.

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v"Public Pensions in Focus" Checklist


public pension checklist thumbChecklist provides step-by-step and documentable process for reviewing public retirement plans.

v"Retirement in Review" White Paper

Detailed White Paper

 

 

v"Mapping the Mindset" White Paper

White Paper offers  detailed presentation of key behavioral finance concepts

 

 

See also: ING Studies: Retirement in Review
See also: ING Studies: Mapping the Mindset

v"Mapping the Mindset" Article

Summary offers an overview of content and concepts

vShedding Light on Retirement White Paper

Light on Retirement White Paper

Explores the history of the “retirement concept,” and offers social context for today’s changed savings dynamic and responsibility.

 

See also: ING Studies: Mapping the Mindset

See also: ING Studies: Shining a New Light on Retirement

vShining a Brighter Light on Retirement Article

Shining a New Light on RetirementConsumer-friendly article presents the notions of retirement, responsibility and control.


v"Public Employees in Focus" White Paper

Public Employees in Focus White PaperWhite paper provides complete study details of the financial realities of state and local government workers.

See also: ING Studies: Shining a New Light on Retirement
See also: ING Studies: Public Employees in Focus

vPublic Employees in Focus" One Pager

Public Employees in Focus One PagerOne pager provides an executive summary of the "Public Employees in Focus" study.

v"Life on the Bench: How do I measure up?"

Life on the Bench: How do I measure up?Report explores how using the power of peer comparison can help improve retirement behavior.

See also: ING Studies: Public Employees in Focus See also: ING Compare Me

v"Help Wanted" White Paper

Help Wanted White PaperReport provides details of ING’s study of the benefits of using a financial advisor.

v"ING Educator's Economic Index" White Paper

ING Educator's Economic Index White PaperReport provides complete study details of the financial realities of today's educators.

See also: ING Studies: Value of Advice

See also: ING Studies: ING Educator's Economic Index

v"ING Educator's Economic Index" Executive Summary

ING Educator's Economic Index Executive SummaryExecutive summary of the "ING Educator's Economic Index" study.

 

 

 

 

See also: ING Studies: ING Educator's Economic Index

v"Beyond the Politics and Pundits"

Beyond the Politics and PunditsReport explores public reaction to potential changes in the private retirement system.

v"'Training' for Retirement" Summary

Training for Retirement SummaryStudy provides complete details about how Americans might not be adequately prepared for retirement.



See also: ING Studies: "Training" for Retirement

 

v"InSights: Retirement Expectations, Confidence and Realities"

InSights: Retirement Expectations, Confidence and RealitiesInvestor survey asks investors about how they envision retirement.

 










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Life on the Bench: How do I measure up?
Beyond the Politics and Pundits
InSights: Retirement Expectations, Confidence and Realities